![]() Meanwhile, Frontwave Credit Union offers 6% on an 18-month CD for residents of Riverside, San Bernardino and San Diego Counties, California who can pony up a minimum deposit of $1,000. “These 6% CDs are primarily local deals, not everyone in the nation will be able to be eligible to join these credit unions,” says Ken Tumin, founder and editor of. Security Plus Federal Credit Union offers an 11-month, 6% APY CD with a minimum $1,000 deposit and maximum $50,000 deposit to Baltimore City residents. (See some of the best high-yield savings account rates here and best CD rates here.) But these have some big catches that mean you may be far better off with a high-yield savings account (some are paying 4.5% or more) or high-paying CD with less red tape. And in at least two cases, we’re seeing CDs at 6%. ![]() Thanks to rapidly rising interest rates, many reputable banks and credit unions are now offering certificates of deposit with impressive rates above 4%.
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